How this policy applies in India
This Privacy Policy explains how we handle personal data when you create an account, log in, set security checks, contact us, or use wallet routes linked to UPI, Paytm, PhonePe and Google Pay. We collect only the data needed to run your account, confirm wallet activity,
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keep access secure, meet legal duties and answer your requests. Eligibility and access depend on local law and are available where local law permits. Where a payment partner, identity check vendor or analytics tool helps us operate the service, we share the minimum data needed for
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that task under confidentiality terms. We keep records only for valid business, safety, tax, audit or legal reasons, then delete or anonymise them when those reasons no longer apply.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.